DOCUMENTS REQUIRED FOR AGAINST PROPERTY / OVER DRAFT (OD)
List of documents for LOAN AGAINST PROPERTY :
Self Employed:
1. Applicant & Co-Applicant I'd proof (Pan card & passport/driving license/voter—id)
2. Applicant & Co-Applicant Residence proof (latest month telephone bill & electricity bill and water bill)
3. Office proof (latest month electricity bill & telephone bill).
4. Financials of asst 18-19'19-20 (ITR; computation balance sheet p&L a\c 3CD audit reports with all annexure Dr. Cr.List).
5. Vat returns from GST 1-4-19TO TILL DATE.
6. Sales/vat registration certificate GST CERTIFICATE
7. Latest six months all current account bank statement and saving banking a/c.
8. 2 photos.
9. Sanctioned letter of existing O/D, C/C limits.
10. Repayment schedule of all running loans.
11. All property papers chain + Agreement to Sale (ATS).
Salaried:
1. Applicant 3 months salary silp
2. Applicant 6 months banking to till date
3. Applicant & Co-Applicant KYC Pan Card, Aadhar card , Photo
4. Form 16 and office id card / 2 years itr with computation of income + form 26 as
5. New Company Appointment Letter & Old Company Relieving Letter
6. Repayment schedule of all running loan
7. All property papers chain + Agreement to Sale (ATS).
